Terms

The short version: PollyPay writes fingerprints of your files onto a public ledger and gives you a certificate. We never see your files unless you ask us to keep a copy, we never hold money beyond a small prepaid balance, and nothing we write to the ledger can be taken back by anyone, including us.

What PollyPay is

A way to put something on the record. You drop a file, your device works out its fingerprint, and PollyPay writes that fingerprint and the time into a public ledger, paying the network fee itself. You get a certificate anyone can check.

Around that sit statements (words with your account behind them), handovers (passing a record to another account, with a public chain of custody), countersigns (another account putting its name to your record), kept copies, pages and posts, teams, and an API.

What we do not do

We do not see the files you record. Only a fingerprint leaves your device, and a fingerprint cannot be turned back into the file. We do not hold your files unless you tick "keep a copy". We do not hold money, apart from a balance you choose to top up for records past the free allowance. We cannot edit, hide or delete a line once it is on the ledger. That is the point.

Your account

You sign in with an email link or a passkey. There is no password. Your account is your email address, so keep your inbox safe and add a passkey if you can. You can see every signed-in browser on the account page and sign them out. We email you when a new browser signs in while others are already signed in. You can delete your account at any time; see Privacy for what that removes.

Records are permanent

A record proves that a file with that fingerprint existed no later than the time on the ledger. It does not prove who made the file, that its contents are true, or that you own it. Once written, a ledger line cannot be undone by you or by us. What you choose to show publicly (a record in your page, a statement, a post, a handover) stays public on the ledger even if you later hide it on PollyPay. Think before you make something public.

Kept copies

If you ask us to keep a copy, we store the file and check that it matches the record before accepting it. Copies are private unless you make them public or share a link.

Each file can be up to 25 MB, and every account gets 100 MB of storage for nothing. More room is rented by the gigabyte by the month from your balance; if a month cannot be paid, the extra room lapses and new copies are refused, but nothing already kept is deleted.

A sealed note is a copy you ask us to make public at a moment you pick; until then only you can open it.

You are responsible for what you upload. We remove copies that are unlawful or that we are required to remove, and we may remove copies if an account is closed for abuse. The record itself stays; only the copy goes.

Statements, pages and posts

A statement or a post carries your account as the one saying it. Do not impersonate anyone, harass anyone, publish other people's private information, or claim rights over work that is not yours. Handles are first come, first served, and we may reclaim a handle that impersonates a person or a brand.

Handovers and countersigns

A handover moves a record from one account to another and writes that move to the ledger. A countersign writes that another account agreed to a record. Both are public, permanent statements that it happened and when, carrying a proof of the two accounts rather than their names: the ledger fixes the time beyond anyone's reach, including ours, while who the accounts belong to is held here. Neither transfers legal ownership of anything by itself; what they mean between you and the other person is for you, your contract or the law to decide. Notes and photos attached to a handover become part of the public chain of custody.

The balance

Records and statements are free up to 20 an hour per account. Past that, each one costs a penny, taken from a balance you top up in USDC, a digital dollar. The balance is prepaid credit for records, not a bank account and not an investment. It does not earn anything and cannot be sent to anyone. If you close your account with a balance left, write to hello@pollypay.uk and we return it to a wallet you name.

Teams

A team shares records, statements, the balance, API keys and webhooks between its members. The person who creates the team is responsible for who is in it and what they do with it.

The API

API keys act as your account. Keep them on servers, never in browser code. Webhooks are sent to addresses you choose; we retry for a while and then stop. Reasonable use only: the same hourly limits apply, and we may throttle or block traffic that looks like abuse.

Acceptable use

You must be 18 or older. Do not use PollyPay for anything unlawful, to evade sanctions, to distribute material you have no right to, or to attack the service or other people. We may close accounts that do. Ledger lines already written remain, no longer tied to a PollyPay account.

What we promise, and what we cannot

We work to keep PollyPay available and correct, but it is provided as it is, without a guarantee that it will always be up or that a network will accept a line at any given moment. A record that fails is not charged. Our liability to you is limited to what you paid us in the twelve months before the problem, and to what the law will not let us limit. Nothing here affects your statutory rights.

Changes and law

If these terms change in a way that matters, we email the address on your account first. These terms are governed by the law of England and Wales.

Questions: hello@pollypay.uk. Abuse and impersonation: abuse@pollypay.uk. Security: security@pollypay.uk.